Identity Verification Protocol
VERIFIEDIdentity verification
CLEARSanctions screening
CLEARPEP database check
LOW RISKRisk assessment
PASSAML compliance
GRANTEDPortfolio access
Payments · Compliance · Product

I build the
trust layer
of money.

Payments infrastructure, compliance engines, and cross-border operations — where regulation meets product, and risk meets velocity.

SETTLEMENT FLOW
KYC PASS
001 — About

Where code
meets compliance.

I'm Rajani Ladumor — a full-stack builder who operates at the intersection of payments technology, regulatory compliance, and product operations.

At Copperx, I architect the systems that make crypto payments compliant and reliable: KYC/AML engines, cross-border payroll flows, onramp/offramp pipelines, FATF Travel Rule implementation, and the sanctions screening logic that keeps bad actors out.

I don't just ship features — I build the entire operating system around a startup. Customer support, HR, accounting, legal policy — I've held every function because early-stage companies demand it, and I thrive under that pressure.

5+
Domains Owned
Edge Cases Handled
24/7
Ops Uptime
0
Compliance Breaches

002 — Expertise

What I bring to the table.

Every capability forged through hands-on execution in the trenches, not theory from the sidelines.

01

Payments Infrastructure

Onramp/offramp flows, cross-border payroll, fiat-crypto bridges, and payment routing logic that scales under real-world regulatory constraints.

Crypto PaymentsCross-borderPayroll OpsFiat-Crypto
02

Compliance Engineering

KYC/AML engines, FATF Travel Rule implementation, transaction monitoring, and sanctions screening — compliance as product, not bottleneck.

KYC/AMLFATF Travel RuleSanctionsRisk Scoring
03

Full-Stack Product

End-to-end product ownership from architecture through deployment. Systems thinking applied to every layer of the stack.

Node.jsNext.jsVue.jsSystem Design
04

Startup Operations

Customer support, legal policy, HR, accounting — I've built and run every operational function a startup needs to survive and scale.

OpsLegal PolicyHRFinance

003 — Writing

Dispatches from the
compliance trenches.

Deep dives into what actually breaks in payments, compliance, and crypto infrastructure.

ComplianceComing Soon8 min read

Why 73% of KYC Flows Fail — And What the Top 5% Do Differently

The failure patterns are systemic, not technical. Here's what I've learned building KYC engines that actually convert.

Coming Soon
RegulationComing Soon12 min read

The FATF Travel Rule Is Quietly Reshaping Crypto — Here's How

Most founders aren't paying attention. The infrastructure demands are massive, and the compliance window is closing.

Coming Soon
OperationsComing Soon6 min read

AML Red Flags in Crypto: A Field Guide for Operators

Pattern recognition from the operational trenches — what actually triggers alerts and what to do about it.

Coming Soon

004 — Contact

Let's build something
worth regulating.

Open to conversations about payments infrastructure, compliance strategy, startup operations, or ambitious ideas at the edge of finance and technology.